Reinventing Business Fundraising Through Smart UX

Funding clarity, delivered in 6 minutes.

Real Impact, Real Growth

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Decimal Factor was an alternative to conventional business loans, offering businesses a cost-effective way to raise working capital without relying on traditional banks.

20X

Faster Decision Making from 5 days to 4 hours.

minute funding exploration experience

100%

Scalable risk assessment for SME lending

Empowering businesses with bank-free capital access.

Year

2016

Industry

Finance & Management

Content

Services Provided

Web App Development, Product Design, Quality Assurance

The Challenge

Integrating with multiple government and banking systems to fetch accurate business data.
Defining a cohesive workflow that combined applicant data, risk checks, and lender rules.
Building a risk engine that balanced automation with transparency for lending officers.
Ensuring compliance and auditability of decision trails.

Integrating with multiple government and banking systems to fetch accurate business data.
Defining a cohesive workflow that combined applicant data, risk checks, and lender rules.
Building a risk engine that balanced automation with transparency for lending officers.
Ensuring compliance and auditability of decision trails.

Integrating with multiple government and banking systems to fetch accurate business data.
Defining a cohesive workflow that combined applicant data, risk checks, and lender rules.
Building a risk engine that balanced automation with transparency for lending officers.
Ensuring compliance and auditability of decision trails.

The Solution

Conducted architecture consulting to design the end-to-end data flow and decision process.

Built secure API connectors to external systems for business and financial data retrieval.
Developed an AI-driven scoring and recommendation engine to suggest collateral, documentation, or adjusted loan amounts.
Delivered an integrated web portal for lenders, including dashboards, audit logs, and configuration options.

Conducted architecture consulting to design the end-to-end data flow and decision process.

Built secure API connectors to external systems for business and financial data retrieval.
Developed an AI-driven scoring and recommendation engine to suggest collateral, documentation, or adjusted loan amounts.
Delivered an integrated web portal for lenders, including dashboards, audit logs, and configuration options.

Simplified Funding Exploration

AI Driven scoring & Recommendation

Trust-Oriented Experience

Visual Financial Insights

TECH STACK

Built on a Proven Tech Stack

A carefully chosen stack that powers performance, security, and long-term adaptability across every product we build.

Angular

Ionic

Java

PHP

AWS

KEY FEATURES

Inside the Experience

Intelligent features designed to streamline workflows, elevate experience, and drive continuous growth.

Easy Funding Discovery

Users can quickly compare six funding options with clear criteria, repayment details, and loan graphs.

Loan Comparison

Created transparent comparison views that simplify interest, fees, and repayment details.

Trust and Transparency

Clear, security-led design that communicates data safety and boosts confidence for new borrowers.

Interactive Financial Visuals

Smart visuals that help business owners make quick, informed decisions.

SUCCESS STORIES

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Journey through more of our client success stories that drive results.

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Defense Tech

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Start Small. See the Impact.

If you’re exploring modernization, stronger data capabilities, AI adoption, or a new digital product, let’s start with a focused conversation.

No pitch decks. No Pressure.

Book a Discovery Call

30-minute call with a senior engagement lead. We’ll discuss your challenges and assess whether we’re the right fit.

Start Small. See the Impact.

If you’re exploring modernization, stronger data capabilities, AI adoption, or a new digital product, let’s start with a focused conversation.

No pitch decks. No Pressure.

Book a Discovery Call

30-minute call with a senior engagement lead. We’ll discuss your challenges and assess whether we’re the right fit.

Start Small. See the Impact.

If you’re exploring modernization, stronger data capabilities, AI adoption, or a new digital product, let’s start with a focused conversation.

No pitch decks. No Pressure.

Book a Discovery Call

30-minute call with a senior engagement lead. We’ll discuss your challenges and assess whether we’re the right fit.